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Benefits of Using Insurance
 

Many insurance plans offer coverage for mental health services. Insurances I am contracting with are listed at the bottom of this page. The benefits of using your insurance include:

• Sessions are at least partially covered by many plans

• Reduced out-of-pocket costs allow clients to afford more sessions

• Meet your yearly deductible sooner 

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Benefits of Private Pay
 

There are many benefits to using private pay, including:

• A mental health diagnosis is not mandatory; you will not be labeled with a mental health disorder unless you request it

• You choose the therapist best suited to your needs rather than the insurance company telling you who to see

• More services are allowed without restrictions (such as teletherapy or walking therapy)

• Increased confidentiality since paperwork is not being submitted to an insurance company

• More flexibility around frequency and length of sessions

• Insurance premiums or life insurance policies will not increase based on mental health diagnosis

• NOTE: If using private pay, please be aware of the Good Faith Estimate, described below:

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Good Faith Estimate - No Surprises Act

You have the right to receive a Good Faith Estimate for the total expected cost of any non-emergency healthcare services, including psychotherapy services. Under the law, health care providers must provide an estimate of the expected charges for medical services to clients who are not using insurance.

You can ask your health care provider for a Good Faith Estimate before you schedule a service, or at any time during treatment.

If you receive a bill that is at least $400 more than your Good Faith Estimate, you can dispute the bill. Make sure to save a copy or picture of your Good Faith Estimate.

For questions or more information about your right to a Good Faith Estimate, or how to dispute a bill, visit No Surprises Act | CMS